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Quint, T., & Shubik, M. (2014-01-14). Monopolistic and Oligopolistic Bankers. In Barley, Gold, or Fiat: Toward a Pure Theory of Money. : Yale University Press. Retrieved 6 Jul. 2022, from https://yale.universitypressscholarship.com/view/10.12987/yale/9780300188158.001.0001/upso-9780300188158-chapter-13.