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Quint, T., & Shubik, M. (2014-01-14). Competitive Banking I: Corporate Banking with a Central Bank. In Barley, Gold, or Fiat: Toward a Pure Theory of Money. : Yale University Press. Retrieved 29 Jun. 2022, from https://yale.universitypressscholarship.com/view/10.12987/yale/9780300188158.001.0001/upso-9780300188158-chapter-14.